Blog

Why do I need a Probate Valuation?

PUBLISHED: 28/12/21

When someone dies, it is essential that a valuation of their property is carried out for probate purposes. What is a Probate Valuation? “Probate” is the term for the legal process that needs to be followed in the aftermath of a person’s death. At the heart of the process is the calculation of the value […]

View Article

TAGS:

How to Value a Dental Practice?

PUBLISHED:

Whether you are looking to acquire your own dental practice or interested in selling or refinancing, you need to know how to calculate the value to facilitate the transaction. This article aims to discuss the methods used and critical aspects when valuing a dental practice. Methodology The most common methodology and the one used by […]

View Article

TAGS:

How to value land without planning?

PUBLISHED:

Establishing the value of a site without planning consent can be complex, especially if there is no pre-application advice or planning history. The two main approaches to valuing such sites are the comparable and residual methods of valuation. We will look at both methods and discuss the pitfalls in more detail. Comparable Method This method […]

View Article

TAGS:

LPA Receivership Process

PUBLISHED:

The receivership process is an efficient way for a lender to recover an outstanding loan. This process tends to be most cost-effective from the perspective of both the lender and the borrower. Below is a step by step receivership process explained. Who to appoint? Although the law permits anyone to act as an LPA receiver, […]

View Article

TAGS:

What is Receiver’s ‘Options’ Report?

PUBLISHED:

Usually, the lender will request the potential receiver to produce a pre-appointment report on the property in question. As a lender, you will need to provide your receiver with as many relevant facts concerning the charged property as you can to ensure that these factors are reflected in the report. The options report is much […]

View Article

TAGS:

How to choose an LPA Receiver

PUBLISHED:

The Law of Property Act 1925 (LPA) details the rights and responsibilities of borrowers and lenders who use real estate as collateral or loan security. The Act sets out options for lenders to take to recover the loan if the borrower fails to meet repayment obligations or breaches the term of the loan. If you […]

View Article

TAGS:

How to value a ransom strip?

PUBLISHED:

Throughout their careers, many developers, landowners and valuers come across a “ransom strip”. Ransom strips are not the most common and straightforward type of land to value. It is a broad topic with many different angles and raises much controversy over the methodology to follow when establishing its value. Before we proceed to the analysis […]

View Article

TAGS:

Are Desktop Valuations “Red Book”?

PUBLISHED:

Where it has not been possible to carry out an internal property inspection in the current ongoing Covid19 pandemic, Copping Joyce Surveyors have been providing clients with Desktop Valuation reports. We have been asked by many Lenders and Clients how Desktop Valuations work and are they suitable for loan security? The answer is yes. A […]

View Article

TAGS:

How will Coronavirus outbreak impact the UK real estate sector?

PUBLISHED:

The effect of COVID-19 on the UK real estate sector is too early to fully assess as this will mainly depend on the severity, extent and duration of the current outbreak. However, we can look at the key trends relating to each asset type: Industrial Industrial properties have been a top-performing real estate sector but, […]

View Article

TAGS:

What is ATED or Annual Tax on Enveloped Dwellings?

PUBLISHED:

ATED, or the Annual Tax on Enveloped Dwellings, is a tax levied on certain types of property. If your company owns residential property, you might have to pay it. What is ATED? ATED, or the Annual Tax on Enveloped Dwellings, is a type of property tax. It is levied on dwellings in the UK valued […]

View Article

TAGS:

Rent Reviews – How is the new rent determined?

PUBLISHED:

Whether landlord or tenant, rent review clauses can be daunting and it is important to understand the key point tata may have an impact on the rental value. The rent review clause in the lease agreement will define how the rent is to be calculated and will reference ‘assumptions’ and ‘disregards’. Both assumptions and disregards […]

View Article

TAGS:

How to renew your commercial lease?

PUBLISHED:

To have a commercial lease renewal, you need to inform your landlord 6-12 months prior to the lease’s expiry date that you wish to renew. Make sure you state the terms of the lease, such as the amount of rent paid and the duration of the new lease in the renewal notice. Your landlord will […]

View Article

TAGS:

Commercial lease terms that affect your rent

PUBLISHED:

Whether you are a Landlord letting your commercial premises or a Tenant signing a new Lease you need to be aware of key lease terms that may have an impact on the rental value. These are as follows:- Term A lease is granted for a set period of time which is referred to as the […]

View Article

TAGS:

‘First Homes’ impact on Social Housing

PUBLISHED:

Housing secretary Robert Jenrick has revealed government plans for a ‘First Homes’ scheme offering first-time buyers new homes at prices discounted by a third. The buyers are expected to save on average almost £100,000, which means lower mortgage requirements and deposits. However, despite the initiative being welcomed by the Home Builders Federation, there are concerns […]

View Article

Collective Enfranchisement

PUBLISHED:

Most residential properties sold in England and Wales are held subject to long leasehold titles, as property law determines. Through combined leaseholder participation in a collective enfranchisement, some leasehold flats are sold with a share of the freehold. If you acquire a leasehold flat you effectively have a tenancy, albeit one that lasts well into […]

View Article

TAGS:

Step-by-Step Guide to Extending Your Residential Lease

PUBLISHED:

The Leasehold Reform, Housing and Urban Development Act 1993 (“the Act”) provides leaseholders with the right to extend their lease; subject to certain qualifying criteria being met. In brief, the Act provides the leaseholder with a right to extend the lease term by a further 90 years and extinguishes the ground rent. This is known […]

View Article

TAGS:

Development on green belt

PUBLISHED:

The government demonstrated a marked reluctance to allow green belt development. However, chronic shortage of housing in the UK has continued to put pressure to release the land for development. Appropriate forms of development which have policy support in the Green Belt are set out in Paragraph 145 of the NPPF as being: buildings for […]

View Article

TAGS:

Charities Act Valuations

PUBLISHED:

If you are a registered charity and are planning to dispose of property, the 2011 Charities Act requires that the trustees obtain a written report on the proposed sale or lease from a qualified surveyor. This applies to land, property and leases longer than seven years. The surveyor must be acting solely for the charity […]

View Article

TAGS:

Do you need an HMO Licence?

PUBLISHED:

A house in multiple occupation (HMO) is a property rented out by at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the bathroom and kitchen. It’s sometimes called a ‘house share’. If you want to rent out your property as a house in multiple occupation in […]

View Article

TAGS:

Property Week Agency Survey – Copping Joyce Success

PUBLISHED:

Property Week have listed us in the top 10 UK firms for revenue per fee earner. We look forward to building on this success across our different services.

View Article

TAGS:

Copping Joyce Surveyors appointed on CCS

PUBLISHED: 28/09/21

Copping Joyce Surveyors are proud to be reappointed on Crown Commercial Services (CCS) RM 6168 Estates Professional Services Framework. CCS is the largest public sector procurement organisation in the UK. The framework can be used by government departments and all other UK public sector bodies. We will be providing services under Lot 3 (Agency & […]

View Article

TAGS:

Ways to Protect Your Inheritance From Taxes

PUBLISHED: 28/06/21

You want to be certain that, when you die, your children and other beneficiaries receive as much of the inheritance due to them as possible. Is an inheritance taxable? Yes it is. It is not always feasible to avoid paying any inheritance tax (IHT) at all. Indeed, a total of £5.23billion was paid in IHT […]

View Article

TAGS:

Dental Sector Market Update | December 2020

PUBLISHED: 28/12/20

After a relatively brief period of dental practice acquisitions and sales being put on hold, we have noticed a gradual increase in transaction activity. We have seen an increase in purchases by corporate groups as well as SME practices looking to expand. There also been a growing trend in a number of associates acquiring their […]

View Article

TAGS:

Changes to the Use Classes Order

PUBLISHED: 28/09/20

The Government recently announced further planning reforms with significant changes to the Use Classes Order. The Use Classes Order was introduced in 1987 and has been amended a number of times since. However, this time round we have seen a complete overhaul of the previous regulations. One of the main focusses is to create vibrant, […]

View Article

TAGS:

COVID-19: Commercial Landlords & Tenants working together

PUBLISHED: 28/03/20

The economic upheaval caused by coronavirus brought an increased number of Tenants approaching their Landlords with rent relief requests, and we expect more of these requests in the next couple of days, weeks and months. Although commercial Tenants are still liable to pay their rent, the UK government banned Landlords from evicting their occupiers who […]

View Article

TAGS:

Social Housing – Key Trends 2020

PUBLISHED: 06/01/20

Political and financial uncertainty as well as Brexit dominated the national conversation in 2019. Below are the key trends registered providers of social housing will need to consider in 2020. Increase in local authority housing development Local authorities are doing a lot more to build housing than most people realise. According to UCL’s research, 13,000 […]

View Article

TAGS:

Why do I need a Probate Valuation?

PUBLISHED: 28/12/21

When someone dies, it is essential that a valuation of their property is carried out for probate purposes. What is a Probate Valuation? “Probate” is the term for the legal process that needs to be followed in the aftermath of a person’s death. At the heart of the process is the calculation of the value […]

View Article

TAGS:

How to Value a Dental Practice?

PUBLISHED:

Whether you are looking to acquire your own dental practice or interested in selling or refinancing, you need to know how to calculate the value to facilitate the transaction. This article aims to discuss the methods used and critical aspects when valuing a dental practice. Methodology The most common methodology and the one used by […]

View Article

TAGS:

How to value land without planning?

PUBLISHED:

Establishing the value of a site without planning consent can be complex, especially if there is no pre-application advice or planning history. The two main approaches to valuing such sites are the comparable and residual methods of valuation. We will look at both methods and discuss the pitfalls in more detail. Comparable Method This method […]

View Article

TAGS:

LPA Receivership Process

PUBLISHED:

The receivership process is an efficient way for a lender to recover an outstanding loan. This process tends to be most cost-effective from the perspective of both the lender and the borrower. Below is a step by step receivership process explained. Who to appoint? Although the law permits anyone to act as an LPA receiver, […]

View Article

TAGS:

What is Receiver’s ‘Options’ Report?

PUBLISHED:

Usually, the lender will request the potential receiver to produce a pre-appointment report on the property in question. As a lender, you will need to provide your receiver with as many relevant facts concerning the charged property as you can to ensure that these factors are reflected in the report. The options report is much […]

View Article

TAGS:

How to choose an LPA Receiver

PUBLISHED:

The Law of Property Act 1925 (LPA) details the rights and responsibilities of borrowers and lenders who use real estate as collateral or loan security. The Act sets out options for lenders to take to recover the loan if the borrower fails to meet repayment obligations or breaches the term of the loan. If you […]

View Article

TAGS:

How to value a ransom strip?

PUBLISHED:

Throughout their careers, many developers, landowners and valuers come across a “ransom strip”. Ransom strips are not the most common and straightforward type of land to value. It is a broad topic with many different angles and raises much controversy over the methodology to follow when establishing its value. Before we proceed to the analysis […]

View Article

TAGS:

Are Desktop Valuations “Red Book”?

PUBLISHED:

Where it has not been possible to carry out an internal property inspection in the current ongoing Covid19 pandemic, Copping Joyce Surveyors have been providing clients with Desktop Valuation reports. We have been asked by many Lenders and Clients how Desktop Valuations work and are they suitable for loan security? The answer is yes. A […]

View Article

TAGS:

How will Coronavirus outbreak impact the UK real estate sector?

PUBLISHED:

The effect of COVID-19 on the UK real estate sector is too early to fully assess as this will mainly depend on the severity, extent and duration of the current outbreak. However, we can look at the key trends relating to each asset type: Industrial Industrial properties have been a top-performing real estate sector but, […]

View Article

TAGS:

What is ATED or Annual Tax on Enveloped Dwellings?

PUBLISHED:

ATED, or the Annual Tax on Enveloped Dwellings, is a tax levied on certain types of property. If your company owns residential property, you might have to pay it. What is ATED? ATED, or the Annual Tax on Enveloped Dwellings, is a type of property tax. It is levied on dwellings in the UK valued […]

View Article

TAGS:

Rent Reviews – How is the new rent determined?

PUBLISHED:

Whether landlord or tenant, rent review clauses can be daunting and it is important to understand the key point tata may have an impact on the rental value. The rent review clause in the lease agreement will define how the rent is to be calculated and will reference ‘assumptions’ and ‘disregards’. Both assumptions and disregards […]

View Article

TAGS:

How to renew your commercial lease?

PUBLISHED:

To have a commercial lease renewal, you need to inform your landlord 6-12 months prior to the lease’s expiry date that you wish to renew. Make sure you state the terms of the lease, such as the amount of rent paid and the duration of the new lease in the renewal notice. Your landlord will […]

View Article

TAGS:

Commercial lease terms that affect your rent

PUBLISHED:

Whether you are a Landlord letting your commercial premises or a Tenant signing a new Lease you need to be aware of key lease terms that may have an impact on the rental value. These are as follows:- Term A lease is granted for a set period of time which is referred to as the […]

View Article

TAGS:

‘First Homes’ impact on Social Housing

PUBLISHED:

Housing secretary Robert Jenrick has revealed government plans for a ‘First Homes’ scheme offering first-time buyers new homes at prices discounted by a third. The buyers are expected to save on average almost £100,000, which means lower mortgage requirements and deposits. However, despite the initiative being welcomed by the Home Builders Federation, there are concerns […]

View Article

Collective Enfranchisement

PUBLISHED:

Most residential properties sold in England and Wales are held subject to long leasehold titles, as property law determines. Through combined leaseholder participation in a collective enfranchisement, some leasehold flats are sold with a share of the freehold. If you acquire a leasehold flat you effectively have a tenancy, albeit one that lasts well into […]

View Article

TAGS:

Step-by-Step Guide to Extending Your Residential Lease

PUBLISHED:

The Leasehold Reform, Housing and Urban Development Act 1993 (“the Act”) provides leaseholders with the right to extend their lease; subject to certain qualifying criteria being met. In brief, the Act provides the leaseholder with a right to extend the lease term by a further 90 years and extinguishes the ground rent. This is known […]

View Article

TAGS:

Development on green belt

PUBLISHED:

The government demonstrated a marked reluctance to allow green belt development. However, chronic shortage of housing in the UK has continued to put pressure to release the land for development. Appropriate forms of development which have policy support in the Green Belt are set out in Paragraph 145 of the NPPF as being: buildings for […]

View Article

TAGS:

Charities Act Valuations

PUBLISHED:

If you are a registered charity and are planning to dispose of property, the 2011 Charities Act requires that the trustees obtain a written report on the proposed sale or lease from a qualified surveyor. This applies to land, property and leases longer than seven years. The surveyor must be acting solely for the charity […]

View Article

TAGS:

Do you need an HMO Licence?

PUBLISHED:

A house in multiple occupation (HMO) is a property rented out by at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the bathroom and kitchen. It’s sometimes called a ‘house share’. If you want to rent out your property as a house in multiple occupation in […]

View Article

TAGS:

Property Week Agency Survey – Copping Joyce Success

PUBLISHED:

Property Week have listed us in the top 10 UK firms for revenue per fee earner. We look forward to building on this success across our different services.

View Article

TAGS:

Copping Joyce Surveyors appointed on CCS

PUBLISHED: 28/09/21

Copping Joyce Surveyors are proud to be reappointed on Crown Commercial Services (CCS) RM 6168 Estates Professional Services Framework. CCS is the largest public sector procurement organisation in the UK. The framework can be used by government departments and all other UK public sector bodies. We will be providing services under Lot 3 (Agency & […]

View Article

TAGS:

Ways to Protect Your Inheritance From Taxes

PUBLISHED: 28/06/21

You want to be certain that, when you die, your children and other beneficiaries receive as much of the inheritance due to them as possible. Is an inheritance taxable? Yes it is. It is not always feasible to avoid paying any inheritance tax (IHT) at all. Indeed, a total of £5.23billion was paid in IHT […]

View Article

TAGS:

Dental Sector Market Update | December 2020

PUBLISHED: 28/12/20

After a relatively brief period of dental practice acquisitions and sales being put on hold, we have noticed a gradual increase in transaction activity. We have seen an increase in purchases by corporate groups as well as SME practices looking to expand. There also been a growing trend in a number of associates acquiring their […]

View Article

TAGS:

Changes to the Use Classes Order

PUBLISHED: 28/09/20

The Government recently announced further planning reforms with significant changes to the Use Classes Order. The Use Classes Order was introduced in 1987 and has been amended a number of times since. However, this time round we have seen a complete overhaul of the previous regulations. One of the main focusses is to create vibrant, […]

View Article

TAGS:

COVID-19: Commercial Landlords & Tenants working together

PUBLISHED: 28/03/20

The economic upheaval caused by coronavirus brought an increased number of Tenants approaching their Landlords with rent relief requests, and we expect more of these requests in the next couple of days, weeks and months. Although commercial Tenants are still liable to pay their rent, the UK government banned Landlords from evicting their occupiers who […]

View Article

TAGS:

Social Housing – Key Trends 2020

PUBLISHED: 06/01/20

Political and financial uncertainty as well as Brexit dominated the national conversation in 2019. Below are the key trends registered providers of social housing will need to consider in 2020. Increase in local authority housing development Local authorities are doing a lot more to build housing than most people realise. According to UCL’s research, 13,000 […]

View Article

TAGS: